DREAMS AND GOALS FOR YOUR FUTURE
At Nithman Financial Group we assist individuals to bring their dreams into sharp focus and turn them into specific, attainable financial goals and objectives. We help sort through all the options and create a personalized strategy to fit each client’s values and lifestyle. Whatever your age or spending habits, it’s never too late to begin doing the right thing for your financial future. We look forward to working with you through all the stages of your life. Our services include Wealth Management, Retirement Planning, Tax Planning, Education Funding, Estate Planning and Asset Protection.

Helpful Content

Taxable vs. Tax-Deferred Savings
Use this calculator to compare the future value of investments with different tax consequences.

Contributing to an IRA?
Determine if you are eligible to contribute to a traditional or Roth IRA.

Social Security Taxes
Estimate how much of your Social Security benefit may be considered taxable.
The Value of Insuring Against Life’s Risks
Building wealth requires protection from the forces of wealth destruction.
Raising Healthy Children
Healthy habits are one of the greatest gifts to give your child.
Personal Finance Tips for Military Families
Military families face unique challenges, making personal finance even more critical.
Choices for Your 401(k) at a Former Employer
Individuals have three basic choices with the 401(k) account they accrued at a previous employer.
Preparing for the Expected
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
Important Birthdays Over 50
Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.
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What's My Potential Estate Tax?
This calculator helps estimate your federal estate tax liability.
Taxable vs. Tax-Deferred Savings
Use this calculator to compare the future value of investments with different tax consequences.
Bi-Weekly Payments
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Comparing Investments
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Should I Buy or Lease an Auto?
This calculator compares the financial impact of leasing versus buying an automobile.
Should I Pay Off Debt or Invest?
This calculator will help determine whether you should invest funds or pay down debt.
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Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
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The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
When Special Care Is Needed: The Special Needs Trust
A special needs trust helps care for a special needs child when you’re gone.
Your DNA Test
Preparing for the unexpected can make all the difference if your family relies on your income.
The Business Cycle
How will you weather the ups and downs of the business cycle?
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.